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2.2. Credit card payment info

Credit card payment information has only been available on credit reports since March 2014. The details available on your credit report could now include information on monthly repayments, including whether they are paid on time, late or not at all.

It’s worth noting that repayment information can only be supplied by certain organisations, so not all the accounts listed on your credit report will include payment details.

Tip: Many credit reports still don’t show credit card payment information. If you want to use your payment history to support an application, you may want to submit your statements as additional documentation instead.