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1. What Causes Credit Card Debt?

This section explores the risk factors for credit card debt through the following topics:

  1. Only paying the minimum each month
  2. Interest charges
  3. Spending more than you can afford
  4. Cash advances and other charges
  5. Using more than one credit card

Learning more about these five key factors will help you make smarter decisions when you use a credit card and reduce the risk of debt.